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Redeem Vancity Rewards points to get cash back

Get $1 in cash for every 100 points redeemed. Put money towards your enviro™ Visa* card account balance, save for retirement, or pay off a recent purchase, and more. Explore flexible options below.

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enviro Visa card account balance payment

Redeem points to make a payment towards your enviro Visa card account balance.

Lower your enviro Visa card balance. Starting at 5,000 points ($50 rewards value).

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Pay off a recent purchase

Redeem points to reimburse yourself for any item purchased with your enviro Visa card.

New sweater or groceries? Redeem points for cash to cover a recent purchase made with your enviro Visa card. Starting at 2,000 points ($20 rewards value).

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Get closer to your savings goals

Whatever you’re saving for, redeem your points to get you closer to your savings goals.

Contribute to your Jumpstart™ High Interest Savings Account. Starting at 5,000 points ($50 rewards value).

Contribute to your Business Jumpstart High Interest Savings Account. Starting at 5,000 points ($50 rewards value).

Click here to see what you’ll need to redeem for cash back.
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Grow your TFSA and RRSP

Add to your retirement nest egg, your vacation fund, or anything else you’re saving for.

Earn interest, tax-free, in your TFSA Jumpstart High Interest Savings Account. Starting at 5,000 points ($50 rewards value).

Save money for your future in your RRSP Jumpstart High Interest Savings Account. Starting at 5,000 points ($50 rewards value).

Click here to see what you’ll need to redeem for cash back.
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Term deposit investment

Redeem points towards your Vancity term deposit.

A flexible option for investing your savings. Starting at 50,000 points ($500 rewards value). Minimum investment 30 days.

Earn interest tax-free with a TFSA term deposit. Starting at 50,000 points ($500 rewards value). Minimum investment 30 days.

Earn interest and reduce your taxable income with a RRSP term deposit. Starting at 50,000 points ($500 rewards value). Minimum investment one year.

Click here to see what you’ll need to redeem for cash back.
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Make a loan or mortgage payment

Make a payment towards your Vancity car loan, personal loan, or mortgage.

Make a payment towards your Vancity mortgage. Starting at 10,000 points ($100 rewards value).

Make a payment towards your Vancity car loan, RRSP loan, or personal loan. Starting at 10,000 points ($100 rewards value).

Click here to see what you’ll need to redeem for cash back.
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Put money into your line of credit

Pay down your Vancity PersonalineTM or CreditlineTM.

Make a payment towards your Personaline or Creditline. Starting at 5,000 points ($50 rewards value).

Click here to see what you’ll need to redeem for cash back.
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Invest and trade online

Make investments through your Qtrade Investor account.

Add funds to your Qtrade Investor account to trade stock online. Starting at 50,000 points ($500 rewards value).


Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc.

Click here to see what you’ll need to redeem for cash back.
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Investment opportunities

Make investments with a Vancity Wealth Management Professional.

Invest in a portfolio of mutual funds, stock and/or bonds, starting at 50,000 points ($500 rewards value). Contact your branch Credential Asset Management Wealth Planner or the Sustainable Wealth Management Advice Team at 604-829-5560 or contact your branch Credential Securities Wealth Advisor or the Wealth Advisory Support Team at 604-709-5838 to redeem.

Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. Mutual funds are offered through Credential Asset Management Inc.

Save for your child’s post-secondary education with an RESP investment, starting at 50,000 points ($500 rewards value). Contact your branch Credential Asset Management Wealth Planner or the Sustainable Wealth Management Advice Team at 604-829-5560 or contact your branch Credential Securities Wealth Advisor or the Wealth Advisory Support Team at 604-709-5838 to redeem.

Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. Mutual funds are offered through Credential Asset Management Inc.

Contact us
Call us at 1-866-661-3377

  • Cash back and charity support: 24 hours a day, 7 days a week
  • Travel and gift cards support: 6 am to 6 pm PT, 7 days a week
  • Cruise and vacation package support: 5 am to 3 pm PT, Monday to Friday
  • Email rewards@vancity.com

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Legal

™enviro, Vancity enviroFund, Jumpstart High Interest Savings Account, Creditline, Personaline, and Vancity are trademarks of Vancouver City Savings Credit Union.
*Trademark of Visa Int., used under license.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.


1 You will earn more points per $1 on eligible purchases made with an enviro Visa Infinite, enviro Visa Infinite Privilege or enviro Visa Infinite Business card. Eligibility is based on the merchant code as classified in the Visa credit card network. For enviro Visa Infinite and enviro Visa Infinite Privilege cards purchases made at merchants classified as Grocery Stores; Freezer and Locker Meat Provisioners; Candy Stores; Dairy Product Stores; Bakeries; and Misc. Food Stores – Convenience Stores and Specialty Markets are "groceries"; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries". For enviro Visa Infinite Business card purchases made at merchants classified as: (i) Electronics/Computers, Peripherals, and Software; Office Supplies/Stationary, Printing and Writing Paper; Electronic; and Hardware/Garden Centers are “office supplies"; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries"; and (iii) Taxicabs and Limousines; Bus Lines; Automobile Parking Lots and Garages; Railroads; Passenger Railways are “taxis, bus, parking and rail". Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by the Visa credit card network in another manner, in which case the accelerated earn rate will not apply.

2 enviro Visa Infinite, enviro Visa Infinite Business, and enviro Visa Infinite Privilege cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by Dragonpass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa card. Upon enrollment, six complimentary lounge visits will be available for enviro Visa Infinite Privilege cardholders per membership year. All visits for enviro Visa Infinite and enviro Visa Infinite Business cardholders, and additional visits beyond the complimentary visits for enviro Visa Infinite Privilege cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program, please visit www.visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.


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